{"id":6262,"date":"2023-03-09T21:21:33","date_gmt":"2023-03-09T21:21:33","guid":{"rendered":"https:\/\/marc.deschenaux.com\/?p=6262"},"modified":"2023-03-11T15:58:27","modified_gmt":"2023-03-11T15:58:27","slug":"loan-in-bad-faith-mala-fide","status":"publish","type":"post","link":"https:\/\/marc.deschenaux.com\/cn\/articles\/loan-in-bad-faith-mala-fide\/","title":{"rendered":"\u6076\u610f\u8d37\u6b3e\/\u6076\u610f\u8d37\u6b3e"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"6262\" class=\"elementor elementor-6262\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7a70b083 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a70b083\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4bf27eed\" data-id=\"4bf27eed\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4dc55ea4 elementor-widget elementor-widget-text-editor\" data-id=\"4dc55ea4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u6076\u610f\u8d37\u6b3e\u662f\u6307\u8d37\u6b3e\u4eba\u5728\u660e\u77e5\u501f\u6b3e\u4eba\u65e0\u529b\u507f\u8fd8\u8d37\u6b3e\u7684\u60c5\u51b5\u4e0b\u5411\u501f\u6b3e\u4eba\u63d0\u4f9b\u8d37\u6b3e\uff0c\u6216\u8d37\u6b3e\u4eba\u672a\u5145\u5206\u62ab\u9732\u8d37\u6b3e\u6761\u6b3e\u548c\u6761\u4ef6\u7684\u60c5\u51b5\u3002<\/p><p>\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u8d37\u65b9\u53ef\u80fd\u4f1a\u5229\u7528\u501f\u6b3e\u4eba\u8106\u5f31\u7684\u8d22\u52a1\u72b6\u51b5\u6216\u7f3a\u4e4f\u77e5\u8bc6\u3002<\/p><p>\u6076\u610f\u8d37\u6b3e\u4e5f\u6307\u501f\u6b3e\u4eba\u5411\u8d37\u6b3e\u4eba\u63d0\u4f9b\u865a\u5047\u4fe1\u606f\u6216\u9690\u7792\u771f\u5b9e\u4fe1\u606f\uff0c\u6216\u8005\u501f\u6b3e\u4eba\u672a\u5145\u5206\u62ab\u9732\u5176\u60c5\u51b5\u7684\u4e0d\u5b89\u5168\u6027\u800c\u4ece\u8d37\u6b3e\u4eba\u5904\u83b7\u5f97\u8d37\u6b3e\u7684\u60c5\u51b5\u3002<\/p><p>\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u501f\u6b3e\u4eba\u53ef\u80fd\u4f1a\u5229\u7528\u8d37\u65b9\u7f3a\u4e4f\u77e5\u8bc6\u3002<\/p><p>\u6076\u610f\u8d37\u6b3e\u662f\u975e\u6cd5\u7684\uff0c\u53ef\u80fd\u4f1a\u7ed9\u6076\u610f\u4e00\u65b9\u5e26\u6765\u6cd5\u5f8b\u540e\u679c\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f10e8ab elementor-widget elementor-widget-heading\" data-id=\"f10e8ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> \u65e0\u507f\u503a <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b11e24 elementor-widget elementor-widget-text-editor\" data-id=\"9b11e24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u4eba\u4eec\u901a\u5e38\u4f1a\u5411\u4e00\u5bb6\u4ece\u672a\u4ea7\u751f\u8fc7\u4efb\u4f55\u6536\u5165\u7684\u516c\u53f8\u6216\u5931\u4e1a\u65f6\u5411\u81ea\u5df1\u7533\u8bf7\u8d37\u6b3e\u3002<\/p><p>\u4e0d\u4ec5\u81ea\u5df4\u585e\u5c14\u534f\u8bae IV \u65b0\u89c4\u5219\u4ee5\u6765\uff0c\u94f6\u884c\u5728\u65e0\u6cd5\u786e\u4fdd\u503a\u52a1\u4eba\u6709\u8d85\u8fc7\u5408\u7406\u9884\u671f\u7684\u507f\u8fd8\u503a\u52a1\u7684\u60c5\u51b5\u4e0b\u4e0d\u80fd\u518d\u53d1\u653e\u8d37\u6b3e\uff0c\u800c\u4e14\u4e00\u4e9b\u53f8\u6cd5\u7ba1\u8f96\u533a\u5c06\u6b64\u7c7b\u8d37\u6b3e\u89c6\u4e3a\u6076\u610f\u8d37\u6b3e\uff0c\u5e76\u7b80\u5355\u5730\u53d6\u6d88\u503a\u52a1\u4eba\u7684\u507f\u8fd8\u4e49\u52a1\u503a\u6743\u4eba\uff0c\u5f53\u6240\u8ff0\u503a\u6743\u4eba\u5728\u6ca1\u6709\u9002\u5f53\u63a7\u5236\u548c\u786e\u5b9a\u503a\u52a1\u507f\u8fd8\u7684\u60c5\u51b5\u4e0b\u653e\u8d37\u65f6\u3002<\/p><p>Basel IV \u662f\u56fd\u9645\u6e05\u7b97\u94f6\u884c (BIS) \u4e0b\u5c5e\u7684\u5df4\u585e\u5c14\u94f6\u884c\u76d1\u7ba1\u59d4\u5458\u4f1a\u63d0\u51fa\u7684\u6700\u65b0\u4e00\u5957\u56fd\u9645\u94f6\u884c\u4e1a\u6cd5\u89c4\u3002\u5b83\u65e8\u5728\u52a0\u5f3a\u5168\u7403\u94f6\u884c\u4f53\u7cfb\u5e76\u63d0\u9ad8\u5176\u62b5\u5fa1\u91d1\u878d\u51b2\u51fb\u7684\u80fd\u529b\u3002<\/p><p>Basel IV \u4ee5\u65e9\u671f\u7684 Basel Accords \u4e3a\u57fa\u7840\uff0c\u5305\u62ec Basel I\u3001II \u548c III\uff0c\u65e8\u5728\u4e3a\u94f6\u884c\u7684\u8d44\u672c\u5145\u8db3\u7387\u3001\u6d41\u52a8\u6027\u548c\u98ce\u9669\u7ba1\u7406\u5efa\u7acb\u6700\u4f4e\u6807\u51c6\u3002\u7136\u800c\uff0c\u5df4\u585e\u5c14\u534f\u8bae IV \u6bd4\u5176\u524d\u8eab\u66f4\u8fdb\u4e00\u6b65\uff0c\u5bf9\u94f6\u884c\u5fc5\u987b\u5982\u4f55\u8ba1\u7b97\u5176\u98ce\u9669\u52a0\u6743\u8d44\u4ea7\u548c\u7ef4\u6301\u8d44\u672c\u7f13\u51b2\u5f15\u5165\u4e86\u65b0\u7684\u8981\u6c42\u548c\u66f4\u4e25\u683c\u7684\u89c4\u5219\u3002<\/p><p>\u603b\u4f53\u800c\u8a00\uff0c\u5df4\u585e\u5c14\u534f\u8bae IV \u65e8\u5728\u63d0\u9ad8\u94f6\u884c\u4f53\u7cfb\u7684\u5f39\u6027\uff0c\u786e\u4fdd\u94f6\u884c\u80fd\u591f\u66f4\u597d\u5730\u62b5\u5fa1\u7ecf\u6d4e\u548c\u91d1\u878d\u51b2\u51fb\u3002\u7136\u800c\uff0c\u65b0\u6cd5\u89c4\u9884\u8ba1\u4e5f\u5c06\u589e\u52a0\u5bf9\u94f6\u884c\u7684\u8d44\u672c\u8981\u6c42\uff0c\u8fd9\u53ef\u80fd\u5bf9\u8d37\u6b3e\u548c\u76c8\u5229\u80fd\u529b\u4ea7\u751f\u5f71\u54cd\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u6076\u610f\u8d37\u6b3e\u662f\u6307\u8d37\u6b3e\u4eba\u5728\u660e\u77e5\u501f\u6b3e\u4eba\u65e0\u529b\u507f\u8fd8\u8d37\u6b3e\u7684\u60c5\u51b5\u4e0b\u5411\u501f\u6b3e\u4eba\u63d0\u4f9b\u8d37\u6b3e\uff0c\u6216\u8d37\u6b3e\u4eba\u672a\u5145\u5206\u62ab\u9732\u8d37\u6b3e\u6761\u6b3e\u548c\u6761\u4ef6\u7684\u60c5\u51b5\u3002\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u8d37\u65b9\u53ef\u80fd\u4f1a\u5229\u7528\u2026\u2026 <a title=\"\u6076\u610f\u8d37\u6b3e\/\u6076\u610f\u8d37\u6b3e\" class=\"read-more\" href=\"https:\/\/marc.deschenaux.com\/cn\/articles\/loan-in-bad-faith-mala-fide\/\" aria-label=\"\u9605\u8bfb Loan in Bad Faith \/ Mala Fide\">\u9605\u8bfb\u66f4\u591a<\/a><\/p>","protected":false},"author":1,"featured_media":6271,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"wds_primary_category":3,"footnotes":""},"categories":[3,49],"tags":[],"class_list":["post-6262","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-beginners"],"_links":{"self":[{"href":"https:\/\/marc.deschenaux.com\/cn\/wp-json\/wp\/v2\/posts\/6262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marc.deschenaux.com\/cn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marc.deschenaux.com\/cn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marc.deschenaux.com\/cn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/marc.deschenaux.com\/cn\/wp-json\/wp\/v2\/comments?post=6262"}],"version-history":[{"count":0,"href":"https:\/\/marc.deschenaux.com\/cn\/wp-json\/wp\/v2\/posts\/6262\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/marc.deschenaux.com\/cn\/wp-json\/wp\/v2\/media\/6271"}],"wp:attachment":[{"href":"https:\/\/marc.deschenaux.com\/cn\/wp-json\/wp\/v2\/media?parent=6262"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marc.deschenaux.com\/cn\/wp-json\/wp\/v2\/categories?post=6262"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marc.deschenaux.com\/cn\/wp-json\/wp\/v2\/tags?post=6262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}