{"id":3849,"date":"2021-02-05T06:02:40","date_gmt":"2021-02-05T06:02:40","guid":{"rendered":"https:\/\/new.marcdeschenaux.com\/?p=3849"},"modified":"2021-02-07T21:50:19","modified_gmt":"2021-02-07T21:50:19","slug":"assumptions-financial-projections","status":"publish","type":"post","link":"https:\/\/marc.deschenaux.com\/fr\/articles\/assumptions-financial-projections\/","title":{"rendered":"Hypoth\u00e8ses et projections financi\u00e8res"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3849\" class=\"elementor elementor-3849\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3e5c508 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e5c508\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-213c791\" data-id=\"213c791\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cfbafda elementor-widget elementor-widget-text-editor\" data-id=\"cfbafda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lorsqu&#039;un entrepreneur r\u00e9dige un plan d&#039;affaires, il le termine g\u00e9n\u00e9ralement par des projections financi\u00e8res sans expliquer comment il est arriv\u00e9 \u00e0 ces chiffres.<\/p><p>Sans lecture du raisonnement permettant de comprendre les hypoth\u00e8ses sur lesquelles sont construites les projections financi\u00e8res, il n&#039;y a aucun moyen pour l&#039;investisseur, le financier ou la banque d&#039;obtenir un financement.<\/p><p>Par cons\u00e9quent, il est important d&#039;\u00e9crire le raisonnement de mani\u00e8re litt\u00e9raire et non t\u00e9l\u00e9graphique.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-836f580 elementor-widget elementor-widget-image\" data-id=\"836f580\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"743\" height=\"449\" src=\"https:\/\/marc.deschenaux.com\/wp-content\/uploads\/assumptions1.jpg\" class=\"attachment-large size-large wp-image-3853\" alt=\"\" srcset=\"https:\/\/marc.deschenaux.com\/wp-content\/uploads\/assumptions1.jpg 743w, https:\/\/marc.deschenaux.com\/wp-content\/uploads\/assumptions1-300x181.jpg 300w, https:\/\/marc.deschenaux.com\/wp-content\/uploads\/assumptions1-16x10.jpg 16w\" sizes=\"(max-width: 743px) 100vw, 743px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce2be3c elementor-widget elementor-widget-text-editor\" data-id=\"ce2be3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Lors de la r\u00e9daction de ce raisonnement d\u00e9taill\u00e9 :<\/p><p>Presque personne ne peut d\u00e9terminer si un revenu de 30 000 USD par jour pour une boulangerie avec un seul vendeur est \u00e9lev\u00e9 ou bas.<\/p><p>Mais tout le monde peut savoir instantan\u00e9ment que 3 000 clients achetant chacun pour 10,00 USD de pain seront \u00e0 peine servis par 1 personne. Si la boulangerie est ouverte 10 heures par jour, elle est ouverte 36 000 secondes par jour. Ainsi le vendeur devrait servir un client toutes les 12 secondes\u2026 !<\/p><p><strong>\u00c0 quel point est-ce r\u00e9aliste?<\/strong><\/p><p><img decoding=\"async\" class=\"alignleft\" src=\"\/wp-content\/uploads\/assumptions2.jpg\" alt=\"\" width=\"275\" height=\"183\" \/>C&#039;est pourquoi il est important de v\u00e9rifier le r\u00e9alisme des hypoth\u00e8ses sur lesquelles reposent les projections financi\u00e8res.<\/p><p>La meilleure fa\u00e7on de construire des hypoth\u00e8ses r\u00e9alistes est de partir d&#039;un raisonnement coh\u00e9rent \u00e9num\u00e9rant chaque hypoth\u00e8se dans son contexte<\/p><p>\u00e9crit pour aller jusqu&#039;\u00e0 des projections financi\u00e8res enti\u00e8rement d\u00e9velopp\u00e9es.<\/p><p>La solidit\u00e9 de leur fondation est quelque chose qui se refl\u00e9tera sur la qualit\u00e9 du budget global ou de l&#039;\u00e9tude de faisabilit\u00e9.<\/p><p>Mon mentor avait l&#039;habitude de dire que les budgets pr\u00e9visionnels et les \u00e9tudes de faisabilit\u00e9 sont cens\u00e9s \u00eatre faux ; s&#039;il en \u00e9tait autrement et qu&#039;ils pouvaient \u00eatre totalement pr\u00e9cis, on \u00e9conomiserait l&#039;effort et on ferait la comptabilit\u00e9 directement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>When an entrepreneur writes a business plan he generally finishes it with financial projections without explaining how s\/he came up with these figures. Without reading the reasoning enabling the understanding of the assumptions on which the financial projections are built, there is no way the investor, the financier or the bank will secure a financing. &#8230; <a title=\"Assumptions &#038; Financial Projections\" class=\"read-more\" href=\"https:\/\/marc.deschenaux.com\/fr\/articles\/assumptions-financial-projections\/\" aria-label=\"En savoir plus sur Assumptions &#038; Financial Projections\">Lire la suite<\/a><\/p>","protected":false},"author":1,"featured_media":3851,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"wds_primary_category":3,"footnotes":""},"categories":[3,49],"tags":[],"class_list":["post-3849","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles","category-beginners"],"_links":{"self":[{"href":"https:\/\/marc.deschenaux.com\/fr\/wp-json\/wp\/v2\/posts\/3849","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marc.deschenaux.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marc.deschenaux.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marc.deschenaux.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/marc.deschenaux.com\/fr\/wp-json\/wp\/v2\/comments?post=3849"}],"version-history":[{"count":0,"href":"https:\/\/marc.deschenaux.com\/fr\/wp-json\/wp\/v2\/posts\/3849\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/marc.deschenaux.com\/fr\/wp-json\/wp\/v2\/media\/3851"}],"wp:attachment":[{"href":"https:\/\/marc.deschenaux.com\/fr\/wp-json\/wp\/v2\/media?parent=3849"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marc.deschenaux.com\/fr\/wp-json\/wp\/v2\/categories?post=3849"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marc.deschenaux.com\/fr\/wp-json\/wp\/v2\/tags?post=3849"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}