Conformidade, um pretexto de espionagem

Under the pretext of fighting against dirty money, banks mandated but also threatened by the financial authorities of governments, supported by duly enacted laws and in force, pose innumerable questions to any natural or legal person holding a Bank account. So to say to all those who count financially. The “Compliance” which should only be … Ler mais

Plano de negócios: uma definição financeira simples

A business plan is a document demonstrating the feasibility of a prospective new business and providing a roadmap for its first several years of operation.(Source: Whatis.techtarget.com) Although the specifics may vary, here are the typical components of a business plan for a new business: The executive summary is a nutshell version of the entire plan, … Ler mais

Modelo de negócios: uma definição financeira simples

“In theory and practice, the term business model is used for a broad range of informal and formal descriptions to represent core aspects of a business, including purpose, business process, target customers, offerings, strategies, infrastructure, organizational structures, sourcing, trading practices, and operational processes and policies including culture. The literature has provided very diverse interpretations and … Ler mais

Conceituação de negócios

Conceptualization is the phase during which the Entrepreneur writes his ideas on paper to identify the concepts that will later layout the foundations of his “Business Model”. He describes step by step the processus through which his project can generate an income. He breaks the idea down into modules and then changes the settings in … Ler mais

Criando um Unicórnio

In the world of business, Unicorn is the new jargon name given to start-up companies that will ideally create their market or become the market leader in a segment. In the world of finance, a Unicorn, is a company, usually a start-up that does not have an established performance record, with a stock market valuation or estimated … Ler mais

Definições de lance, pedido e spread

I often heard the following question: How is it possible that the price of the Bid is higher than the price of Ask and no trade takes place ? The answer seems obvious to me, but as I was asked that questions so many times:, here is the answer: Bid means Bid Price thus represents … Ler mais

Premissas e Projeções Financeiras

When an entrepreneur writes a business plan he generally finishes it with financial projections without explaining how s/he came up with these figures. Without reading the reasoning enabling the understanding of the assumptions on which the financial projections are built, there is no way the investor, the financier or the bank will secure a financing. … Ler mais

O “Acordo em Princípio”

en collaboration avec Mademoiselle Wafa Essanhaji Notion arising from french law, the Agreement in Principle is one through which two or more parties stipulate only a part of a future contract. It has itself the nature of a contract if it brings together the essential elements thereof, stated under French law by Article 1128 of the Civil Code … Ler mais